Benefits

Based on Beveridge report. Forced savings. Originally welfare state a safety net now biggest spending.

Basic pension too small-60week, private scheme or second state needed, contribution taxfree, flattens income distribution.

Net lifetime benefits same for all 133k.

Only 74% of taxes to benefits

Men pay women

1.     National insurance-means tested, linked to inflation

2.     Supplementary benefit-to keep out of poverty(big)

NHS is regressive (max amount)

85reformed against traps

Specific targets-less for young unemployed, concentrate in areas