Based on Beveridge report. Forced savings. Originally welfare state a safety net now biggest spending.
Basic pension too small-60week, private scheme or second state needed, contribution taxfree, flattens income distribution.
Net lifetime benefits same for all 133k.
Only 74% of taxes to benefits
Men pay women
1. National insurance-means tested, linked to inflation
2. Supplementary benefit-to keep out of poverty(big)
NHS is regressive (max amount)
85reformed against traps
Specific targets-less for young unemployed, concentrate in areas